whole life insurance rate quote header graphic

Attention Insurance Agents!

Did you know there are over seven million privately owned companies in North America?

Connect with the universe of family owned companies who need your services as a life, health, P&C insurance agent who speaks their language!

Add your profile to our directory of professionals right now.


Car Insurance For A New Driver
By Kevin Lloyd
Many parents will buy their teenagers their first used car shortly after they turn sixteen. Once mom or dad has helped their teenage driver find a good and reliable used car it is time to find car insurance that won't cost them an arm and a leg for their new driver. New drivers will typically have higher premiums than older drivers who have more driving experience.

Even though new drivers are considered inexperienced, the premium that you pay doesn't have to empty your checking account. In fact, parents can save a little bit of money by using their existing insurance policy. Many companies will offer “multi” discounts. This means that if the policyholder has more than one car on their policy, then they will usually get a discount on the additional cars. Other insurance companies will offer auto and home insurance together and this can make paying your insurance even easier. If you are adding a new driver and car to the policy you may receive multi-driver and multi-car discounts.

If the new driver has had a driver education course

Article continued below...


such as Driver's Ed in high school, then you may also be able to receive a discount. Many schools offer these courses and if they do not, you may find them available through private companies. You can also take the course and receive a discount for both you and your new driver. Many insurance companies offer these discounts and because many states are requiring that students take these courses, then the situation is even better for you.

Some insurance companies also offer a Good Student discount. These programs award students by offering discounts to students who make good grades in school. If a student also takes a defensive driving course voluntarily, you may also be able to save by sending the certificate to the insurance company, as most insurance companies offer defensive driving discounts as long as the course was not a requirement for a speeding ticket.

Teens have higher accident numbers than any other age of driver. As they progress from being 16 to 17 to 18, their driving gets better as they gain experience. This is why it is important to be prepared for teen car insurance to be more expensive when they first begin driving. They are a higher risk because they tend to be involved in many more accidents. As a parent, you will need to expect to pay that higher premium, but as the teen becomes more experience you can expect that premium to begin dropping on a yearly basis. To make car insurance more affordable for your teen, you should be prepared to budget in that amount when purchasing them a used car.

Car insurance is also a good opportunity for students to learn responsibility. They should be able to help parents pay the premium through summer or part time jobs. They should also learn the effect that a traffic ticket or accident will have on their premium. They will also be able to see how being a good student allows you and them to save money on their insurance.

For more Car buying tips visit Atlanta Used Cars at http://www.UsedCarsAtlanta.us and Dallas Used Cars at http://www.UsedCarsDallas.us.

Article Directory: http://www.articlecube.com

Kevin Lloyd writes Car buying tips about Atlanta Used Cars at UsedCarsAtlanta.us and Dallas Used Cars at UsedCarsDallas.us.




Here are some more keyman life insurance articles...

The Surprising Story of Life insurance Settlements and Whether or Not They Are Accurate For You?
Life insurance settlements are a relatively new twist by the life insurance settlement industry as a strategy to add additional flexibility to ordinary whole life insurance policies. In the Read more...
The Constituency Who Read This Finished version Will Just know Whether or Not They Are Over Insured!
The matter-of-fact answer is yes. Since you did not purchase life insurance for you and since you are not going to be around for the dinner party after your funeral you are most definitely over Read more...
How To Compare Health Insurance Plans And Get Affordable Health Insurance!
By Elizabeth Newberry
Everyone needs an adequate health insurance plan; however, in America, everyone doesn’t have the same health insurance plan. Actually, the health insurance plan that’s available to one person may not Read more...
California Health Insurance Quote
By usha
Importance of having insurance policyToday having good health is the very significant in an individual’s life. Poor dietary options might guide you in to a chief disaster. Another most Read more...
whole life insurance rate quote news:

Don't Treat Your 401k Like a Savings Account
The holidays can be a time where money becomes tight, and many people turn to their 401(k) or other retirement plans for some quick cash. If your retirement plan has...
Saving Money is Easy if You Make it Automatic
Many people think saving money is hard, but it doesn't have to be. The biggest problem is that most people treat savings as something that should be done after all...
Health Insurance Options After Termination or Early Retirement
If you're a full-time employee, chances are health insurance is one of the benefits available to you. If you choose to take advantage of this benefit, you probably understand that...
3 Tips to Help You Maintain a Budget
The process of creating a budget can be daunting at first, but creating one is actually the easiest part. Maintaining and staying true to your budget for any period of...
Use the Rule of 72 to Estimate How Long it Takes Your Money to Double
Have you ever wondered how you can quickly estimate how fast your money or investments will grow? Sure, you can plug numbers into a financial calculator or software program to...
Be Aware of the Warning Signs of Too Much Debt
Is paying off debt bogging you down and keeping you from reaching your financial goals? Using credit and can be a powerful tool that allows you to buy a home,...
Save Money on Groceries With These Shopping Tips
With a weak economy, high gas prices, and increasing inflation, you're probably finding that your dollar doesn't go as far at the grocery store as it used to. Groceries and...
Do You Have the Stock Market Blues? Use This Time to Educate Yourself
For the past year now, stock markets here and abroad have been going down. Things really got ugly in October, and many investors are faced with investment losses of 30%...
Comparing the Different Types of Health Insurance Plans
It's open enrollment season for many employer benefits, and that means it's time to review and select your health care benefits. Are you confused by all of the health insurance...
Make Sure You Have Adequate Homeowners Insurance
Your home is probably one of your greatest assets, so making sure it is properly protected is important. Like most forms of property insurance, it is a relatively simple concept....