Don't Treat Your 401k Like a Savings AccountThe holidays can be a time where money becomes tight, and many people turn to their 401(k) or other retirement plans for some quick cash. If your retirement plan has...Saving Money is Easy if You Make it AutomaticMany people think saving money is hard, but it doesn't have to be. The biggest problem is that most people treat savings as something that should be done after all...Health Insurance Options After Termination or Early RetirementIf you're a full-time employee, chances are health insurance is one of the benefits available to you. If you choose to take advantage of this benefit, you probably understand that...3 Tips to Help You Maintain a BudgetThe process of creating a budget can be daunting at first, but creating one is actually the easiest part. Maintaining and staying true to your budget for any period of...Use the Rule of 72 to Estimate How Long it Takes Your Money to DoubleHave you ever wondered how you can quickly estimate how fast your money or investments will grow? Sure, you can plug numbers into a financial calculator or software program to...Be Aware of the Warning Signs of Too Much DebtIs paying off debt bogging you down and keeping you from reaching your financial goals? Using credit and can be a powerful tool that allows you to buy a home,...Save Money on Groceries With These Shopping TipsWith a weak economy, high gas prices, and increasing inflation, you're probably finding that your dollar doesn't go as far at the grocery store as it used to. Groceries and...Do You Have the Stock Market Blues? Use This Time to Educate YourselfFor the past year now, stock markets here and abroad have been going down. Things really got ugly in October, and many investors are faced with investment losses of 30%...Comparing the Different Types of Health Insurance PlansIt's open enrollment season for many employer benefits, and that means it's time to review and select your health care benefits. Are you confused by all of the health insurance...Make Sure You Have Adequate Homeowners InsuranceYour home is probably one of your greatest assets, so making sure it is properly protected is important. Like most forms of property insurance, it is a relatively simple concept....
up how much it will cost to replace them. Most policies offer limited coverage for luxury items such as jewelry, furs, and works of art, so you'll need to get a special endorsement known as a floater to cover these items.
* Liability coverage - Liability coverage protects you from lawsuits when someone is hurt on your premises. Most policies offer a minimum of $100,000 coverage, but if you own a lot of assets you'll want to increase this coverage. It only costs about $40 to $50 more to increase it from $100,000 to $500,000.
Best Homeowners Insurance RatesThe easiest and quickest way to get the best homeowners rates is to go to an insurance comparison website where you can get rate quotes from a number of insurance companies. (See links below.)
Once there you'll be asked to fill out a questionnaire so companies can tailor your homeowners insurance to your specific needs. You can also enter the discounts you want.
Two discounts you should consider are:
1. Raising your deductible - Raising your deductible from $250 to $1,000 will save you up to 25% on your yearly premium.
2. Combining insurance - Placing your home and auto insurance with the same company will save you as much as 15% on your premium.
Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to compare homeowners insurance rates from top-rated companies and
get the best homeowners insurance at a discount rate. You can get more homeowners insurance tips by checking out their "Articles" section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get the best homeowners insurance at the best price.
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