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the widow's resources or be paid for them by an outsider. What choose of outsider will step up and pay the obligations, mortgages, and taxes other than a life insurance concern?

Other than life insurance proceeds what the other viable sources for gelt at death are there?

Your widow might have the bankroll in her stockpile and investments. She could take that dough, bankroll you worked hard to set aside after income taxes and pay off the mortgages, bank loans, and other obligations. Then what would she do for her security?

Do you really want her to have to use that fund, currency that cost so much to create? Is this how you want her to remember your diversified corporation cunning? Especially when you could have bought the property she'll urge for pennies a piece with life insurance? What will she and your mother in law and your kids logicize of you if you leave them like this?

In addition there is a huge cost for using your assets and investments for paying your evidential expenses. First you had to earn the bankroll and pay income taxes on it. Then you had to set enough of it aside regularly and month after month enough for the compound growth of interest or stock appreciation again probably paying income taxes on the earnings.

The above second job you do as a saver and investor, the more reserves your widow will lose when she has to cash in your hard earned savings and investments to pay your debts and terminal expenses.

I am not going to go waste any more and more time speaking to those of you who were successful enough to sock enough liquid assets away that your widow could pay your eventual expenses from the investments you have created. You are much too smart to dumpthese hard earned dollars on your evidential expenses.

Or your widow can sell some of your assets to raise the gelt she'll necessity to pay creditors, taxes, and stock company pledgements.

If you are like most commercial enterprise owners, 75-90% of your personal assets are tied up directly or indirectly in your syndicate. Selling assets to pay taxes and debts means selling syndicate assets. Selling interest assets means that they are nein longer available as part of the income generating machine.

Selling income producing assets and losing their corresponding ability to smooth the way the interest grow in order to fill your family's continuing security seems stupid to me. If you are a successful line of business owner you did not arrange that procedure by making stupid decisions.

Making your widow sell syndicate assets, close out her savings, or sell off the investment portfolio to pay debts, taxes, and other known and unknown final expenses just is not the answer. Not if you want you widow and orphans to remember you as a successful caring father and husband. If you do not care how they remember you let them dispose of these holdings to keep your recommitments and pay off your debts.

There is one other option that is potentially available. Maybe your widow could borrow the fund. Take your wife with you to the bank tomorrow and talk to your banker. Advise him your plan. Instead of buying life insurance to pay your loans and mortgages you are going to instruct your widow to come to the bank after your funeral, whether it's subsequent week or decades in the future.

She will want to extend the current line of credit, continue to pay on the current loans, and borrow move fund in order to pay the rest of the debts you will be leaving behind.

Then sit back and see what the banker has to say. Will they recommit to your proposition, will they sign a be brought down to guarantee it? And what is the rate of interest that they will charge her?

Will she be able to make this work? Is this the declaration you want to put her in?

Or why don't you call your life insurance representative and verbalize him or her that you study an statement that made it clear to you that if you want your mother to be proud of you, your widow not have to look for a new husband, and your kids to remember you fondly, it is time you increased your life insurance to address the grim reality to that you have created.

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