The new look of retirementResearcher Olivia S. Mitchell, Ph.D., discusses results from one the most comprehensive aging studies ever undertaken.Finding help with health care for your petMedical care for pets can get very expensive, but there are programs and places that can help.Is an HSA right for your family?A health savings account can provide big savings, but not if your family visits the doctor often.Use of tax creditsAn adoption tax credit can't be used against penalties and interest from back taxes owed, says CPA George Saenz.Claims that boost your insurance ratesCertain types of claims are more likely to boost your insurance rates. Find out which may raise red flags.
that fits your needs. As you fill out the questionnaire you'll be able include discounts for your policy. Here are the ones that will save you the most money:
* Increase you deductible if you can afford to pay it.
* Decline collision and comprehensive coverage if your car is worth less than your premium.
* Decline medical coverage if you already have medical insurance that covers you.
* Decline towing coverage if you have it through AAA or somewhere else.
* If you have two cars, insure them with the same company.
* Decline rental car coverage if you don't want it.
* Include all the discounts you're entitled to for security features like anti-theft devices, airbags, anti-lock brakes, and automatic seat belts.
Last, but not least, you'll want to go to a consumer rating site like Epinions.com to get the inside scoop on the company you choose, to find out how they treat their customers and how quickly they pay their claims.
Visit http://www.LowerRateQuotes.com or click on the following link to get
free car insurance quotes from A-rated companies and see how much you can save. You can get more insurance tips by checking out their "Articles" section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on how to get cheap car insurance for women.
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