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Life Insurance Broker – Choosing The Right One
When searching for your policy, you need to find one that is custom made for your wants and needs at a reasonable cost. The first step is to determine how much life you need and then whether

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you can afford it. Then you need to look at what kind of life policy will best suit your coverage goals, a term life policy or a whole life policy. The next important step is to select a life broker to shop for the right policy for you.

Life Broker –Which One Suits You?
Take your time choosing a life broker for your life needs. This decision concerns not only your financial goals, but your beneficiaries as well. In order to make the best decision, you need to understand the types of life policies that are available. Different policies will fit different goals and you need to ask about what type of life policies are available.

Life Brokers – What to Watch For
Here are some red flags to look for when choosing your life broker. Be cautious of the brokers who suggests using the cash value from your current life policy to fund the premiums on a new policy. Also beware a broker who advises you not to consult your current insurer about any policy changes or replacement. Also be wary of a life broker who asks you to sign an incomplete document or blank forms or who speaks negatively about another life agent or company.

Life Policies – Knowledge is Power
It is best to do some research on the web as to what type of life policies are available. The more you know and understand about life and the life broker, the better equipped you are to find the policy that best suits what you need for your life needs.

Article Source: Articles Beyond Better

Ivon T. Hughes of the Hughes Trustco Group is a licensed Broker. Author of The Life Handbook. Get a FREE Copy TODAY!Email:info@trustco.ca Web:www.hughestrustco.com




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life insurance broker news:

KCTCS leader won?t take raise, bonus in 2009
Kentucky Community and Technical College System President Michael B. McCall will forego a 2009 salary increase and bonus in light of state budget cuts expected to impact the college system, he announced late Monday. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=W92IkV"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=W92IkV" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=GigpO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=GigpO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=NvVAo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=NvVAo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=TeTTo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=TeTTo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=mDlvO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=mDlvO" border="0"></img></a> </div>
Dow plunges 680 points on Monday
The stock markets plummeted Monday on a slew of bad economic news, not the least of which was the official word that the U.S. has been in a recession since December 2007. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=4on4sT"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=4on4sT" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=EQ7rO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=EQ7rO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=MJ3Fo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=MJ3Fo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=mGUyo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=mGUyo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=jsutO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=jsutO" border="0"></img></a> </div>
Trager named to airport board
Steve Trager, president and CEO of Republic Bancorp has been named to the Louisville Regional Airport Authority board of directors by Louisville Metro Mayor Jerry Abramson. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=Vn02kU"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=Vn02kU" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=R9jgO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=R9jgO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=ypnJo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=ypnJo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=l24Io"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=l24Io" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=heKBO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=heKBO" border="0"></img></a> </div>
Brown-Forman selling Italian wine brands
Brown-Forman Corp. will sell its Italian wine brands, Bolla and Fontana Candida to business partner Gruppo Italiano Vini. (BFB) <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=m2YOpe"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=m2YOpe" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=E9r5O"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=E9r5O" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=IZzWo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=IZzWo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=XnAho"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=XnAho" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=AhHvO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=AhHvO" border="0"></img></a> </div>
U of L researchers use magnets in autism research
Researchers at the University of Louisville say they have found a way to use a low frequency magnetic field around the brain to help alleviate symptoms associated with autism. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=UOZJS6"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=UOZJS6" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=SlLCO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=SlLCO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=2Ee4o"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=2Ee4o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=Li8xo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=Li8xo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=erAcO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=erAcO" border="0"></img></a> </div>
Restaurants to participate in HIV/AIDS benefit
More than 50 locally owned restaurants in Louisville and Southern Indiana will participate in this year&rsquo;s Dining Out for Life, an annual event to raise money for HIV/AIDS services. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=fYUwLe"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=fYUwLe" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=vNGYO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=vNGYO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=8rOho"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=8rOho" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=T5V7o"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=T5V7o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=oPHaO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=oPHaO" border="0"></img></a> </div>
EKU to explore making fuel from cellulose
Researchers at Eastern Kentucky University and San Diego, Calif.-based General Atomics Corp. announced Monday that they plan to look into making fuel from cellulose-based materials such as corn stover, forestry waste, switchgrass and sorghum at the new Eastern Kentucky University Center for Renewable and Alternative Fuel Technologies. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=VfTvPU"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=VfTvPU" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=lFumO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=lFumO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=QCKVo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=QCKVo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=DrtSo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=DrtSo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=49WJO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=49WJO" border="0"></img></a> </div>
MSD outlines budget cuts
Metropolitan Sewer District executive/operations director Bud Schardein Jr. today in an e-mail outlined for employees various measures the department will take in an attempt to help Louisville Metro overcome an estimated $20 million budget deficit. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=MP0S9J"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=MP0S9J" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=l1XOO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=l1XOO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=DgRRo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=DgRRo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=ryolo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=ryolo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=d2zUO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=d2zUO" border="0"></img></a> </div>
General Growth gets loan extension
General Growth Properties Inc., the financially struggling operator of Oxmoor Center, Mall St. Matthews and River Falls, has received a two-week extension on $900 million in mortgage loans that came due Nov. 28. (GGP) <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=KNfZ87"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=KNfZ87" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=UKHXO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=UKHXO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=wzG9o"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=wzG9o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=m9zVo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=m9zVo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=OUz1O"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=OUz1O" border="0"></img></a> </div>
Manufacturing activity hits 26-year low
New research shows the nation&rsquo;s manufacturing activity fell in November to a 26-year low. <p><a href="http://feeds.bizjournals.com/~a/bizj_louisville?a=xUdYCv"><img src="http://feeds.bizjournals.com/~a/bizj_louisville?i=xUdYCv" border="0"></img></a></p><div class="feedflare"> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=6NhlO"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=6NhlO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=Wixlo"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=Wixlo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=IW96o"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=IW96o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_louisville?a=Mw65O"><img src="http://feeds.bizjournals.com/~f/bizj_louisville?i=Mw65O" border="0"></img></a> </div>
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