Value Place eyes Sunport HotelDallas’ Quanah Hospitality has acquired a 1.83 acre parcel at Mulberry and San Jose SE in Albuquerque with the intent to build a Value Place extended-stay hotel. Mesa Capital names new CEO for ClingZMoritz Schlenzig of Mesa Capital Partners has taken over as CEO of Rio Rancho-based ClingZ Inc. LANL pledges $2 million to United WayLos Alamos National Laboratory employees have pledged a record $1 million in new donations to United Way programs in northern New Mexico and Santa Fe. General Growth gets loan extensionGeneral Growth Properties Inc., owner of Coronado Center in Albuquerque, New Mexico's largest covered shopping mall, has received a two-week extension on $900 million in mortgage loans that came due on Friday. (GGP) Presbyterian considers more Westside landPresbyterian Healthcare Services is on the hunt for additional land on the Westside of the Duke City and will most likely make a four acre acquisition early in 2009, according to Jim Jepson, administrative director of real estate at the hospital. Inn of the Anasazi names new directorAndrea Gates has been named the new managing director of the Inn of the Anasazi in Santa Fe. Dallas businessman to chair SBA boardA Dallas business owner has been named chairman of the regulatory fairness board for the region of the U.S. Small Business Administration that includes New Mexico. Albany Int?l Corp. to waive $7.4M in Eclipse debtMenands manufacturer Albany International Corp. has said it will have to waive up to $7.4 million in unpaid bills charged to bankrupt jet company Eclipse Aviation Corp. (AIN) NRF reports Black Friday resultsMore than 172 million shoppers visited stores and Web sites over the Black Friday weekend, up from 147 million shoppers last year. Spending in the West was below other parts of the country, according to the National Retail Federation’s 2008 Black Friday Weekend survey, conducted by BIGresearch. Discounters reported the most traffic. Symphony cuts $200,000 from budgetFaced with a severely weakened economy, the New Mexico Symphony Orchestra is cutting more than $200,000 from its budget for the current season.
life cover in the event of the death of the life or lives assured for the benefit of the surviving spouse and, if there are any, the dependant children to make their lives more comfortable financially.
The amount of life cover provided is often agreed upon after receiving advice from a financial adviser who will assess a family's requirements taking into account a number of factors such as the level of income required and the term the life cover is required for i.e. whilst the children are dependant on their parents.
The amount of Level Term Life remains level for a specific period of time i.e 25 years and is arranged normally on a sole life or joint life first death basis with the premium often remaining constant throughout the term.
If the life or lives assured outlive the term of the policy then the Level Term Life policy normally finishes and the life policy does not pay out anything. This is one of the reasons why Level Term Life is normally cheaper than say a Whole of Life policy as a whole of life policy will always pay out whenever the life assured dies as long as the life assured has maintained paying the premiums.
Level Term Life is also used to cover personal and business liabilities such as overdrafts and some types of mortgages and loans so that in the event of the death of the life assured the liability is liquidated resulting in the survivor not being burdened with the repayments on the loan or mortgage.
Critical illness cover can sometimes be included in the Level Term Life policy to pay out upon one of the assured being diagnosed with a specific critical illness.If such cover were included this would result in the premium being greater than if cover was just for life insurance.
Article Source: Articles Beyond Better
Alan Hope runs a lifestyle management and concierge service business for both UK and overseas clients.Visit his website at www.arrangeitlifestylemanagement.co.uk/id129.html
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