an individual health plan, or a state continuation plan in which you can continue being covered under your previous group health plan for a certain period of time.
What if my last job didn’t offer health insurance?
There are a few reasons why some employers don’t offer health care benefits. Since employers aren’t legally required to offer health insurance, not all do. Plus, if you work part-time, you usually aren’t eligible for your employer’s health benefits package.
If your last job did not offer health benefits, you most likely won’t be eligible for assistance such as COBRA, conversion, or state continuation. You can, however, contact your state’s department of to find information about any affordable health plans they offer for unemployed individuals. You may also want to ask about your eligibility for state-sponsored health care, as well as Medicaid.
Are there options for unemployed people to get help with prescription medications?
Yes. Many companies that make and distribute prescription medications have special programs to assist those people who need prescription medicine but can not afford it otherwise. If you know your particular prescription medication company, contact them for more information. If you don’t know, contact your state’s department of for help.
How can I find affordable health coverage for my children?
It is important your children keep continuous health coverage. If you’re able to take advantage of COBRA, conversion, or state continuation, be sure to do so. If not, make sure you ask your state’s department of specifically about state health care programs for your children. Depending on your income and assets, you may be eligible for free, or very low-cost, health for you children.
Article Source: Articles Beyond Better
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