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Term Life Insurance - Fables And Reality Part 2 In our last article we discussed common thinking of why people choose not to be insured. The previous issues were working at home, being young and healthy and having the mortgage paid. Again we will see that term life
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Fitch reaffirms AA+ rating for CPS Energy bondsFitch Ratings has confirmed its AA+ rating for San Antonio’s electric and gas systems revenue bonds, Series 2008A, issued on behalf of CPS Energy. WellNet unveils Alamo City officeBethesda, MD-based WellNet Healthcare has opened an office in San Antonio as part of its plans to expand its reach in the Southwest. Skanska USA wins merit awardSkanska USA Building Inc.’s San Antonio office has been honored for its work on the Bell County Jail project by the Associated Builders and Contractors (ABC) of South Texas. U.S. in recession since December 2007The U.S. economy has been in a recession for all of 2008, according to the National Bureau of Economic Research. Diabetes expert to speak at presidential lecture seriesLeading diabetes expert Dr. C. Ronald Kahn will speak Tuesday, Dec. 2, at the 7th Annual Presidential Distinguished Lecture series at the University of Texas Health Science Center at San Antonio. PUC sets interest rates for overbillingThe Public Utility Commission of Texas has established what interest rates should apply when reimbursing utility customers after they’ve been overbilled. TWC announces unemployment benefit extentionUnemployment Insurance benefits have been extended for seven weeks, the Texas Workforce Commission has announced. President Bush recently signed legislation providing up to seven weeks of emergency unemployment benefits to workers who have exhausted their benefits and are still unemployed. The extended benefits are federally funded and employers will not be charged for any claims paid on this extension, the TWC says. General Growth secures two-week loan extensionGeneral Growth Properties Inc., the owner of two major shopping centers in San Antonio, has reached an agreement with its syndicate of lenders for a two-week extension on mortgage loans totaling $900 million. (GGP) Digital Defense unveils new info-security programDigital Defense has introduced a new program that will help companies test the security of information systems of possible acquisition targets before finalizing the deal. Sunrise Solar expands footprint into AsiaSunrise Solar Corp. has opened its first permanent international office in Beijing, China, which it will use to pursue solar energy projects throughout Asia. (FSLR) (KYO)
is adaptable to your needs. Term Life Fable #4 If life is cheap, it's not good : sorry, no deal. Term life is purchased for the length of time the mortgage needs to be paid or to replace an income. If the life policy is purchased early, the premiums are low and will last the length of the policy and the life of the policy holder. It is cheap and getting cheaper, as people are living longer. Term Life Fable #5 They are covered through work: When an employer gives you coverage as part of your employment package, it is not a portable policy. If you changed jobs, you can't take the policy with you and may face higher premiums when trying to apply again. Also, the coverage an employer owned term life policy gives you may be limited and not give you as much coverage as a personal life policy you could own yourself. Life Fable #6 Getting life the old fashioned way can be very stressful: shopping through the internet for your own term life is extremely easy. You are able to compare competitive rates that companies offer; a very simple and time saving method. Online brokers like ourselves reply promptly to all requests. Making appointments with a single company broker and trying to do the comparison yourself, could be a major headache. The Case For Term Life Insurance: No matter what financial situation you are in, you need term life to complete your financial picture. The basic concept of life is to prepare for the worst case scenario, so it's advisable to start planning and discussing your financial planning needs which include discussions on the need for term life insurance. Article Source: Articles Beyond Better Ivon T. Hughes of The Hughes Trustco Group is the author of the Life Handbook: How To Get The Best & Cheapest Life available FREE to all new subscribers at: www.hughestrustco.com
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