Manufacturing activity hits 26-year lowNew research shows the nation’s manufacturing activity fell in November to a 26-year low.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/471729175" height="1" width="1"/>Experts: Langford's indictment will hurt economic developmentBirmingham Mayor Larry Langford’s indictment on federal bribery charges could hamper the city’s economic development opportunities, industry experts say.
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<a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=cnSSO"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=cnSSO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=SYkao"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=SYkao" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=nNTGo"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=nNTGo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=dpFQO"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=dpFQO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/471729176" height="1" width="1"/>It's official: U.S. in recessionThe U.S. economy has been in a recession for all of 2008, the National Bureau of Economic Research said Monday.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/471638285" height="1" width="1"/>Retailers score on Black FridayA leading retail association reported more than 172 million shoppers hit stores nationwide this weekend, spending an estimated $41 billion and causing retailers to breath a sigh of relief.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/471638287" height="1" width="1"/>Langford arrested on federal chargesBirmingham Mayor Larry Langford was arrested Monday on federal charges after several months of FBI investigations.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/471428661" height="1" width="1"/>Alamerica turns down fed bailout moneyBirmingham’s Alamerica Bank is the latest local financial institution to say no to the Troubled Assets Relief Program offered by the federal government.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/466572026" height="1" width="1"/>Hare Wynn Foundation connects troops with local familiesThe foundation of a local law firm said it will provide free video conference service to link troops in Iraq and Kuwait with family and friends in the Birmingham area.
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<a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=GuH8N"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=GuH8N" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=Vt2jn"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=Vt2jn" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=Ku9tn"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=Ku9tn" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/bizj_birmingham?a=W3ZJN"><img src="http://feeds.bizjournals.com/~f/bizj_birmingham?i=W3ZJN" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/466549626" height="1" width="1"/>Chamber announces Entrepreneur of the Year finalistsThe Birmingham Regional Chamber of Commerce recently announced the finalists for its Entrepreneur of the Year Award.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/466407524" height="1" width="1"/>BioCryst named 29th fastest growing tech firmBioCryst Pharmaceuticals Inc. ranked 29th on a list of North America’s 500 fastest growing technology, media, telecommunications and life sciences companies.
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</div><img src="http://feeds.bizjournals.com/~r/bizj_birmingham/~4/466346884" height="1" width="1"/>RBC Bank swings to $103M lossRBC Bank swung to a loss in the third quarter as the bank faced a worsening loan portfolio and losses from securities. (RY)
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To Reassess Your Needs
Couples who think that they no longer need to look for competitive life prices after their children reach 18 years of age, may want to check current market prices. Many term life policies are purchased to protect the family financially while the children grow up. After a child reaches 18 or so, policies may not be updated.
Even if your financial situation shows you are close to paying off your mortgage and your children's education expenses, you may still benefit from looking for a competitive term life policy. Most policies are better priced today than they were a decade ago, because people are living longer.
Remember that a competitive term life quote will get you the best deal available on the market. Because, if you are still somewhat short of assets, term life can provide ready funds in the event of the death of a partner.
How Do I Look For Competitive Term Life Insurance?
When you are trying to determine how much life you need to purchase, determine how much income would be lost if a spouse were to die. With this number in mind, calculate your numbers to see how much capital you would need to replace that income through an investment.
Other conditions when shopping for competitive term life are; the health of a parent, financial commitments that may have been made and the needs of any children still living at home.
You need to yearly reassess your financial goals. Before making any major financial decision, meet with your accountant or lawyer for advice. You need to bring everything up to date, including getting quotes for your family, of the most competitive term life insurance.
Article Source: Articles Beyond Better
Ivon T. Hughes of The Hughes Trustco Group is the author of the Life Handbook: How To Get The Best & Cheapest Life available FREE to all new subscribers at: www.hughestrustco.com
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