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Study Finds That Small To Medium Sized Businesses Require Better Insurance
It's hard to predict what life can throw at you. That's why is one of life's essential financial products - not just for individuals but for businesses as well. However, a recent study by Barclays, a leading UK financial institution, has found that deals for the UK's small and medium sized businesses (SMEs) do not provide adequate cover for their needs.
The research undertaken by Barclays suggests that more than 50 per cent of the SMEs surveyed expressed the refusal of the customer to pay and a sudden income decrease as the largest concerns faced - replacing previous major concerns such as global terrorism. However, the study also revealed that even though fifty per cent of businesses
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JPMorgan Chase to lay off 9,200 WaMu employeesJPMorgan Chase & Co. officials said Monday the company will lay off 9,200 Washington Mutual employees nationwide, out of the company’s total work force of about 42,000.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471810231" height="1" width="1"/>KCTCS leader won?t take raise, bonus in 2009Kentucky Community and Technical College System President Michael B. McCall will forego a 2009 salary increase and bonus in light of state budget cuts expected to impact the college system, he announced late Monday.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471810232" height="1" width="1"/>Hawaii agricultural work force down 6% in OctoberHawaii’s farm work force totaled 10,200 in October, according to a new report.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471810233" height="1" width="1"/>Charlotte leaders seek advice to spur economySeveral national economic-development and recruiting executives met with 25 political and business leaders at the Charlotte City Club on Monday, offering insight on the recession and advice for moving the region’s economy forward.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=iPWEO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=iPWEO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=13hKo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=13hKo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=VmcTo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=VmcTo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=MWP9O"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=MWP9O" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471732692" height="1" width="1"/>Merriam Pointe developers miss deadline for incentivesThe developers of a Merriam retail project lost about $4.4 million in incentives tied to not paying about $25,000 in delinquent taxes.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=YnlLO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=YnlLO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=JYi9o"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=JYi9o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=LzVSo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=LzVSo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=1tHNO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=1tHNO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703269" height="1" width="1"/>Manufacturing hits 26-year lowNew research shows the nation’s manufacturing activity fell in November to a 26-year low.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703270" height="1" width="1"/>Gold'n Plump debuts chickens with farm-of-origin labelEver wonder where your chicken came from? Gold’n Plump Poultry is now selling chickens that provide answers.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=I5UNO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=I5UNO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=EOblo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=EOblo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=Ujm2o"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=Ujm2o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=ScwsO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=ScwsO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703271" height="1" width="1"/>Nashville stocks take hit MondayThe stock markets plummeted Monday with the Dow losing more than 500 points by 2:30 p.m.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703272" height="1" width="1"/>BioTarget leases space to conduct R&D at KU Medical CenterA Nebraska-based drug company specializing in cancer treatments will lease space for a new research and development facility on the University of Kansas Medical Center campus, the Kansas Department of Commerce said Monday.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=uV1xO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=uV1xO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=fqIFo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=fqIFo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=TWVTo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=TWVTo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=Uf2tO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=Uf2tO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703273" height="1" width="1"/>Experts: Langford's indictment will hurt economic developmentBirmingham Mayor Larry Langford’s indictment on federal bribery charges could hamper the city’s economic development opportunities, industry experts say.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=Kw3XO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=Kw3XO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=ta4go"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=ta4go" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=gbFSo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=gbFSo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=fojiO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=fojiO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703281" height="1" width="1"/>Nashville company makes formal offer for U.S. SugarA Nashville, Tenn.-based farmland owner that wants to purchase the land in Clewiston that U.S. Sugar Corp. plans to sell to the state for Everglades restoration has made its offer official. But, an executive with the sugar company said the deal is filled with holes.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471703283" height="1" width="1"/>MSD outlines budget cutsMetropolitan Sewer District executive/operations director Bud Schardein Jr. today in an e-mail outlined for employees various measures the department will take in an attempt to help Louisville Metro overcome an estimated $20 million budget deficit.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=IQXQO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=IQXQO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=0MnPo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=0MnPo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=f82ho"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=f82ho" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=YAypO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=YAypO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471639472" height="1" width="1"/>Cathy Stone is the new CDO at the Children?s HomeGerard Veneman, president and chief executive officer of the Children’s Home Inc., appointed Cathy Stone chief development officer.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=GStGO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=GStGO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=gBLDo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=gBLDo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=Yf6Jo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=Yf6Jo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=27BAO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=27BAO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471639473" height="1" width="1"/>Saratoga land preservation group names 3 board membersJoseph Scriver, vice president and area retail leader with KeyBank NA, is one of three new board members to the appointed to Saratoga PLAN, a land preservation and stewardship organization in Saratoga Springs.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=zLn9O"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=zLn9O" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=e15zo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=e15zo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=Q64Eo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=Q64Eo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=80a2O"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=80a2O" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471639474" height="1" width="1"/>SBA disaster loans to assist N.C. firmsThe Small Business Administration says federal loans are available to small N.C. businesses that suffered financial losses from the drought and high temperatures this year.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=aaPbO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=aaPbO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=icCAo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=icCAo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=QevBo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=QevBo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=EPjHO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=EPjHO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471483718" height="1" width="1"/>SBA disaster loans to assist N.C. firmsThe Small Business Administration says federal loans are available to small N.C. businesses that suffered financial losses from the drought and high temperatures this year.
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=SK3cO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=SK3cO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=cxZ5o"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=cxZ5o" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=DmhVo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=DmhVo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=8JJKO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=8JJKO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471438773" height="1" width="1"/>Cal-Maine buys Dover egg firmCal-Maine Foods Inc. said it has an agreement to buy the egg production and marketing assets of Tampa Farm Service Inc. (CALM)
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=QKlPO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=QKlPO" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=yqxuo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=yqxuo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=W3UUo"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=W3UUo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=9rUKO"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=9rUKO" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/471363996" height="1" width="1"/>Zoned OutImagine buying a piece of land, drafting a residential development plan, getting site approval, obtaining building permits and starting construction. Then imagine the county government demanding between $10,000 and $25,000 for every unit you plan to build.
<p><a href="http://feeds.bizjournals.com/~a/vertical_1?a=zu5P4I"><img src="http://feeds.bizjournals.com/~a/vertical_1?i=zu5P4I" border="0"></img></a></p><div class="feedflare">
<a href="http://feeds.bizjournals.com/~f/vertical_1?a=wW1VN"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=wW1VN" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=xxLmn"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=xxLmn" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=DayQn"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=DayQn" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=gjYQN"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=gjYQN" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943475" height="1" width="1"/>The fans have spokenCincinnati sports fans think of the Reds as “professional” and “family-oriented.”
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<a href="http://feeds.bizjournals.com/~f/vertical_1?a=89ssN"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=89ssN" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=P0LRn"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=P0LRn" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=iDXOn"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=iDXOn" border="0"></img></a> <a href="http://feeds.bizjournals.com/~f/vertical_1?a=rRenN"><img src="http://feeds.bizjournals.com/~f/vertical_1?i=rRenN" border="0"></img></a>
</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943476" height="1" width="1"/>Coming off a bumper year, Washington state farmers fret about red tapeThe value of Washington state farmers’ production and exports jumped upward by double digits in 2007, but industry leaders are worried about the dark clouds on the horizon.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943477" height="1" width="1"/>Field of organic food dreams grows in Columbia CountyJennie Dickinson dreams of Columbia County, a sparsely populated region of wheat fields south of Spokane, becoming the Silicon Valley of organic food production.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943478" height="1" width="1"/>Big Tree family lives labor of love for landFrank Antenucci sees the beauty of a Christmas tree beyond its plot in one of his fields.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943479" height="1" width="1"/>Farmers hang inThough 2008 was a prosperous year for most farmers and ranchers, economic jitters have Oregon’s $4.9 billion agricultural community worried about tapping credit lines in 2009.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943480" height="1" width="1"/>State board considers pulling Auburn Dam water permitsA state water board on Tuesday could free up rights to 2.5 million acre-feet of water — more than double the amount Folsom Lake can store each year.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943482" height="1" width="1"/>Ray Buchanan, Stop Hunger NowRALEIGH – The Rev. Ray Buchanan envisions a world without hunger, and he’s doing everything he can to make that happen.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943483" height="1" width="1"/>?Dress up to go up?Wearing a $4,000, three-piece suit complete with gold cufflinks and armed with a white measuring tape, Dave Shepard seems to always be on his way to dressing a client.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943484" height="1" width="1"/>State Farm Automobile moving to Goodlett Farms, selling its Primacy Parkway buildingState Farm Mutual Automobile Insurance Co. has signed a 5,289-square-foot at Goodlett Farms Business Campus, making the move from an owner-occupied building to leased office space.
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</div><img src="http://feeds.bizjournals.com/~r/vertical_1/~4/470943485" height="1" width="1"/>Today?s MBA Anderson students get conflicting perspectivesProspective managers and entrepreneurs are increasingly turning to enrollment at the University of New Mexico’s business school to weather the current economic hurricane, but they are finding there another version of the same storm in miniature, as professors hotly debate its causes and cures.
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had encountered trouble with customers refusing to pay in the past, they were still not taking advantage of comprehensive business policies. A recent Populus survey commissioned by the British Brokers' Association (BIBA) revealed similar trends; it inferred that some SMEs are continuously failing to implement business continuity plans - thus threatening themselves with the possibility of loss of money in unforeseen circumstances. Talking about the recent study, Barclays' marketing director for business insurance, Mark Till, commented: "Life is full of twists and turns and running a business is no different. There are always going to be things that happen that you can't fully prepare for, but many of the issues that cause the most worry can be covered by insurance, often at relatively low cost." In fact, when it comes to buying business insurance, it's important to review your options carefully before choosing the ideal policy for you. This is especially important for SMEs as their concerns are, inevitably, different from larger firms. However, many leading financial institutions, including Barlcays, offer a range of for smaller businesses, including small business and self-employed insurance. Additionally, the burgeoning realm of information provided by the internet means that SMEs will be able to find a variety of advice with which they can equip themselves before deciding what type of to buy. For instance, many banks, financial institutions and providers will offer business tips, informational fact sheets and reports for SMEs in order to give them the most comprehensive overview of their cover. Consumer comparison sites can also help give business owners a better overview of the market, so they can gauge financial conditions, assess exactly what is out there for them and choose the right product for their needs. Andrew Regan is an online, freelance journalist.
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KCTCS leader won???t take raise, bonus in 2009
Kentucky Community and Technical College System President Michael B. McCall will forego a 2009 salary increase and bonus in light of state budget cuts expected to impact the college system, he announced late Monday.
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U of L researchers use magnets in autism research
Researchers at the University of Louisville say they have found a way to use a low frequency magnetic field around the brain to help alleviate symptoms associated with autism.
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MSD outlines budget cuts
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General Growth gets loan extension
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