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Opinions On Whole Life Insurance As An Investment Tool Yes, it costs more, but whole life packs a few perks that term life doesn’t. The perk most people are interested in is the fact that whole life usually offers fixed premiums;
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Metro OKs fare hikeTo deal with its projected $50 million budget hole looming for fiscal 2010, Metro’s board approved a 50-cent fare hike Friday.
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</div>Layoffs rise in MissouriMissouri had 35 layoffs of at least 50 workers and 5,877 initial claims for unemployment insurance in October, according to statistics the U.S. Bureau of Labor Statistics released Friday.
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</div>Solutia to lay off 1,600Solutia Inc. is laying off 1,600 and decreasing production in its Nylon business to save $40 million. (SOA)
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</div>European regulators deny Pfizer?s request to make Viagra OTCEuropean regulators denied Pfizer’s request to make its erectile dysfunction drug Viagra available over-the-counter. (PFE)
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</div>St. Charles issues ?economic call-to-action? on YouTubeIn an attempt to bolster attendance at its upcoming economic summits, the St. Charles County Economic Development Center has crafted two YouTube videos, marking the center’s first foray into “new media.”
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</div>St. Louis transportation hub opensAfter 20 years of planning and discussion, St. Louis opened its $26 million transportation hub Friday.
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</div>Fewer Missourians, Illinoisans expected to travel this ThanksgivingMore Missourians and Illinoisans are expected to stay home this Thanksgiving holiday, but those who do travel will enjoy cheaper gas prices, according to AAA Missouri.
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</div>Comptroller: Ill. bill backlog now $4.2 billionIllinois’ unpaid bill backlog has grown to $4.2 billion and could balloon to more than $5 billion by March, Comptroller Dan Hynes said Friday.
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</div>GM keeps production week in Wentzville, extends holiday shutdownGeneral Motors Corp. said Friday it will extend its holiday shutdown and make production cuts at four plants, but add production at its Wentzville plant.
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</div>Study: Mo. public pension system faces ?financial challenges?Missouri’s public pension system faces serious long-term financial challenges, a new study says.
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since it covers you for life, you could have fixed premiums for life. Term life doesn’t cover you for life, which isn’t necessarily a bad thing; however, you could end up paying higher premiums upon renewal. Opinions vary from person to person as to whether fixed premiums are enough to make whole life the better life insurance. The perk that tends to form stronger opinions, however, is the investment component that comes with whole life policies. Whole life policies come with an investment component, often referred to as “forced savings,” which is money your policy accumulates based on dividends the life company pays you, and life companies that sell whole life policies label the investment component as an excellent way to save money; however, opinions on whether or not the investment component of a whole life policy is worth the extra price – or even effective, for that matter – range from one end of the spectrum to the other. If you’re considering purchasing a life policy, but aren’t yet sure if you want to purchase term or whole, don’t base your decision solely on the perks offered. Sure, a whole life policy allows you to save money, but so does a bank. The decision-making process doesn’t have to be complicated. If you want life for life, look into whole life insurance; if you want life for a certain period of time, look into term life insurance. Look at the perks of each policy only after you have a handle on the basics of each policy. You’re less likely to be swayed by the perks once you know which policy will better meet your needs. Article Source: Articles Beyond Better Buy Auto Online TodayHome Michigan Owner QuoteAlabama Car Insurance
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